Bottom line is if you don't feel that you're getting any benefit from your engagement with the bank securities salesman, then no time period justifies paying a fee.
You should reflect on why the WV plan was recommended originally, compare that plan to other options, review the performance of your investment selection against appropriate benchmarks, then go have a chat with the person that sold it to you. They should be able to support their recommendation, answer your questions, update the education saving calculations they hopefully did for you so you can see if you're making progress towards your goal, which they also should have helped you develop. If you're not interested in seeking that rep's help then stop sending in money and find an option that you like better using research tools available on this site.
Good luck!
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David Hollands, CFP
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