Congradualations, Labradorsaurus, #3 or were you counting the unhatched one as #2.
of which I heartily agree.
I had to do some moderate recalculations from our original plan for 18 years of college investing. Son, skipped a grade and had the opportunity of skipping two grades had we allowed it. He skipped 2nd grade. We had another situation asside from 9-11 and 2002-04 recession, was that when he selected his college in April 2002, he could have selected a college where he could have graduated in 3 years and with substantial scholarship. We all know how compounding works, and know that it is the last year's compounding of the early years investment that makes the money. By skipping a grade, accelerating college, or taking a big scholarship all could have had a huge impact to a 529 that was front loaded.
I could have moved the UTMA, joint, coverdell into 529 saved son thousands in taxes. But the growth in the current investments were too good and potential problems in a 529 would have been too great.
You may want to move back to Salem. We still grow smart kids as I see evidence in you.