I listen to the radio shows "The Clark Howard Show" and "The Dave Ramsey Show" daily - they have four hours of content every weekday to go through as I drive to and from work.
These shows are about how to get rid of debt, avoid scams, and build wealth.
One of the most consistent pieces of advice they give, seemingly at least once a day, is to never use insurance as an investment.
They recommend using term life insurance only, to protect against the death of someone who brings income into the family.
All other kinds of insurance, they explain, are investments - but very poor ones, with very high fees and very low rates of return.
Both of these radio shows steer people towards Vanguard and other low-fee brokerages, where you can find investments that consistently return 7-9% with low long-term risk.