Again (and again) the debate of indexing was discussed on OTHER postings! BUT, who is talking about picking individual stocks? You are going in a completely different direction on this topic than I am. However,If you wish to discuss further...start another post! (You obviously haven't seen the flaws in these "studies" you talk about.)
You already know what college your kids will go to in 10+ years? Can I have that crystal ball?
Fact: Most kids don't even know here they are going even in their senior year of High School! And you are talking about 3rd grade?
Who is talking about dropping out? Obviosuly, you MISSED my "faulty" point!
Hey, you are entitled to your opinion. But I question your reasoning for such an opinion!
And again, you have your opinion on investing...and I simply disagree. I feel the market will go up and I intend and recommend to invest that way! I just don't "buy" your reasons not to invest! Heard it/seen it all before!
10 years from now, the market will be up and you will still find "other" reasons not to invest...but its your money so do as you see fit! But I have the right to disagree with your comments, if I feel they don't make sense...which in my opinion don't!
Regarding your follow up post on security now vs later...you didn't get it! Its NOT security NOW & Later!
Investing is VERY subjective! What works for one may not work for others...when factoring in everything...time frame, risk, etc.
Lastly, when I said why are you showing us your portfolio...that was me being just a "tiny bit" sarcastic!