Greetings willyco:
This isn't really the right venue for this kind of financial advice. Here we specialize in saving and paying for college, rather than your first home.
You might try a subforum of Reddit such as Personal Finance for some direction, but as with any online forum, remember that the person giving the advice is an unknown, so take it with a grain of salt..
Good luck,
Brian Boswell
VP, Research & Development
This information does not constitute tax advice and is provided for informational purposes only. Please consult your tax advisor, financial advisor, local taxing authority, and/or plan provider or sponsor for more information.
