Having a hard time finding an answer.
Client lives in NY and has been making contributions to the NY plan for quite a few years. He has never deducted any of these contributions on his NY tax return (not sure why). In 2015, he took non qualified withdrawals. Are 100% of withdrawals still taxable in NY although he never deducted them ?
Been in touch with NY State Div of Taxation with no help as of yet.
Any help is appreciated.