I'm at the leading edge of the "baby boomers". My RMD kicks in this year and I've been looking for some tax advantaged ways to use those funds. Not many out there, other than the OCD,"qualified charitable distributions." Well, that my got me thinking, Charity begins at home, right?
I've been making contributions to my grandaughters 529 plan and thought why not have a vehicle for RMD $'s to pass through to 529 & 529A plans.
Many of us boomers would love to have a similiar tax advantage like OCD's but targeting 529 Plans.
Don't think we could a PLR from the IRS, so need to get Congress to change the law. Long shot?