Ok, so I know I have 3 options when it comes to requesting a withdrawal from my 529 plan to the school directly, to the beneficiary and to myself. Fortunately or unfortunately depending on how you look at I don't expect my child to receive any financial aid during her four years of college besides unsubsidized stafford loans. So my question is, in my particular situation does it matter which option I use seeing although it might affect my childs FAFSA application the end result will be the same (no grants or subsidized stafford loans)? Also unfortunately I didn't ask this question last year which was my child's 1st year in college and I had already disbursed money from my 529 to myself for the fall semester in 2017 and the spring semester 2018. So my second question with that in mind should I keep withdrawing the money to myself or change starting this Fall semester 2018 to disburse it my child or directly to my school and if I do what rabbit hole did I just go down regarding my tax return?
