I have been using the new calculator and am wondering if this takes into consideration funding by the end of the child's college career or the beginning. In the prior calculator, you could choose whether or not you wanted to fully fund education by the beginning or the end of their career, and on the new one, I'm not sure which is being calculated. In other words, if the child is 12, and I want to plan to have college fully funded by completion (but the calculator is assuming fully funding by start of Freshman year), should I be really entering age 8 to account for this?
Thanks
